Can I buy property in Luxembourg or Dubai from abroad?

Yes, both Luxembourg and Dubai welcome international property buyers. In Luxembourg, EU citizens have unrestricted access, while non-EU buyers may need approval for certain properties. Dubai has no restrictions for foreign buyers in designated freehold areas. We guide you through the entire process, including legal requirements and documentation.

What financing options are available?

Luxembourg offers competitive mortgage rates through local banks, typically financing up to 80% of the property value for residents and 60-70% for non-residents. In Dubai, both local and international banks provide financing, with options ranging from 50-80% loan-to-value ratios. We can connect you with trusted financial advisors in both markets.

What are the taxes and fees when buying?

In Luxembourg, expect registration fees (around 7% for existing properties, 3% for new builds), notary fees, and transcription fees. Dubai has a one-time 4% land department fee plus a small administrative charge. Both markets have ongoing costs like property tax, maintenance fees, and utilities that we help you budget for.

What should I know about off-plan properties?

Off-plan properties offer attractive payment plans and potential value appreciation before completion. In Dubai, strict escrow regulations protect buyers' deposits. Luxembourg has strong consumer protection laws. We recommend thorough due diligence on the developer's track record, project timeline, and contract terms before committing.

Do you provide property management services?

Yes, we offer comprehensive property management for both owner-occupiers and investors. Our services include tenant sourcing, rent collection, maintenance coordination, and regular property inspections. This is especially valuable for international clients who may not be on-site regularly.

How does the buying process work?

The process typically involves: 1) Property search and viewings, 2) Offer and negotiation, 3) Due diligence and financing, 4) Signing the preliminary contract with deposit, 5) Final notarized contract and transfer. Timeline varies by market—Luxembourg typically takes 2-3 months, while Dubai can be faster at 4-6 weeks. We guide you through every step.

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